Premium Savings Plan

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  • This is an interest-bearing deposit account that entitles the client to a premium over savings account interest rate.
  • Interest rate is determined based on the amount and term of deposit.


Product Features
  Individual Corporate / Government
Minimum Initial Placement ₱100,000.00 ₱100,000.00
Terms of Placement
Min. of 30 days up to max. of 360 days with automatic roll-over option
•Min. of 30 days up to max. of 360 days with automatic roll-over option
Gross Interest Rate Per Annum
Based on prevailing market rates
Based on prevailing market rates
Evidence of Deposit PSP Passbook PSP Passbook


Fees and Charges
  Amount / Rate
Documentary Stamp Tax (DST)
₱1.50 for every ₱200.00 or fraction thereof
Withholding Tax of Interest Earned
Replacement of Lost / Damaged passbook
Pre-termination of deposit
Reverted back to Savings Rate
Certification Fee
₱200.00 plus ₱30.00 (documentary stamps)
Benefits to Clients
  • Higher interest earnings than regular savings account


  • Completely filled-out bank forms
  • Customer Information Sheet (CIS) for Individual Clients
  • Signature Card
  • Presentation of at least one primary ID or two valid secondary IDs, one of which with photo and signature


Contact Information

For more information, please feel free to call or visit your nearest or preferred OF Bank Branch.